| | DIVIDEND | |
| 5/1/2013 | RATE | *APY |
|---|
| NOWPlus ACCOUNT 5/1/13 to 5/31/13 | 0.75% | 0.75% |
| $2,500.00 Minimum Deposit to open an account. |
| $2,500.00 Minimum Deposit to receive the APY. |
| This rate is in effect for the month of May 2013. |
| Balances below $2,500.00 earn interest at NOW account rates. |
| Variable interest rate. The rate changes monthly. |
| Rate is calculated by adding ten basis points to the 13 week US Treasury Bill rate published in the Wall Street Journal on the third Tuesday of the previous month. |
| No monthly maintenance fees or per check charges |
|
