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Certificates of Deposit

TERM CERTIFICATES ** $1,000.00 Minimum  
6 Month Certificate0.90% 0.90%
12 Month Certificate1.10% 1.10%
18 Month Certificate1.05% 1.05%
24 Month Certificate1.29% 1.30%
36 Month Certificate1.54% 1.55%
48 Month Certificate1.95% 1.96%
60 Month Certificate2.00% 2.02%


*APY = annual percentage yield

Interest rates and APYs are subject to change at any time.


** There is a substantial penalty for early withdrawal from term certificate accounts.
Loss of one month's interest on accounts with a maturity of one year or less and Step Up Certificates.
Loss of three months' interest on accounts with a maturity of more than one year.